About Prater Insurance Agency

About Us

About Prater Insurance Agency

Prater Insurance Agency, a subsidiary of Thoroughbred Business Group LLC, has been helping clients in understanding the new complicated world of insurance for nearly 20 years. We have helped clients through natural disasters such as floods, to supporting our clients during unforeseen health issues.

Famous Boston Celtics Coach Red Auerbach said, “I never had a set of rules. Every situation is different.” We agree with that, and after a detailed discussion with you or your organization, our independent agency will work with top carriers in the insurance business to meet those situational needs.

Danny Kyle

The principal agent is Danny Kyle Prater, who has been a licensed insurance agent since 2002. He has a master’s in business administration and is a graduate of the US Army Command and General Staff College. As a US Army veteran who has served his nation and community in domestic and foreign operations, service to you is essential to the mission success.

Agency Mission

Prater Insurance Agency provides a detailed personal analysis and competitive solutions to businesses and individuals searching for assistance in the ever-changing and complex insurance world, with a keen focus of establishing a long-term relationship with each client by providing compassionate service.


To be the most admired business and individual insurance representatives in the regional area, using state of the art technology, through vetted associates.

We look forward to serving you and your families and teams.

Our Trusted Partners

  • Aflac
  • Allstate Benefits
  • Anthem
  • Colonial Life
  • Delta Dental
  • Guardian Life
  • Hartford
  • Humana
  • Liberty Mutual
  • Mutual of Omaha
  • Principal
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • Trexis
  • United Healthcare