Flooding is a very common natural disaster that can and does occur anywhere in the United States, including our region. Even just an inch of water in the home can cause thousands of dollars in flood damage and drastically interrupt a family's life. The good news is flood insurance may protect you and your assets in the event flooding, damages your business, home, and property.
If you think your home and property isn't at risk of flooding, then you might want to look again. In Feb of 2019, we had a commercial client who was not in a flood zone but had purchased flood insurance due to the proximity of a major hill. The client received over $150,000 in claims due to a cloud burst of rain that came rushing off the hill.
So, if you live in a low to a high-risk flood zone, now is the time to consider contacting the Prater Insurance Agency about a flood insurance policy. Contrary to popular belief, flood insurance is not an expensive add-on policy or endorsement, it is a standalone policy.
Flood insurance policies can be flexible and competitive in some areas, yet strict in others. It is very important to do a needs analysis with us to determine what would be best for you.
Not sure if your home is in a flood zone? Contact our friendly team to learn more about the specifics of flood insurance for your area and to get a personalized quote for both your home and property.