859-475-0077

Kentucky Health Insurance Options

Health Insurance

Health Insurance

If you are looking for health insurance for you or your family, welcome to the Prater Insurance Agency, your partner in KY, OH, WV for you or your organizations health insurance and administrative needs. With nearly 20 years’ experience in the Health market we have seen the market fluctuate and have actively participated in understanding the Affordable Care Act.

Today’s market is a struggle for businesses and individuals alike. Terms like FSA, HSA, HRA, exchange, SHOP, community ratings, disability, Medicare, Medicaid, and managed plans are all very confusing with limited education out there. Our agents will help you and your organization understand these terms and find solutions in this very complicated world.

No other insurance product can so profoundly impact our standard of living like Health Insurance. Without the proper plan and due to the increase in health care cost, families are declaring bankruptcy at an alarming rate. We review your situation to prevent that unforeseen illness from causing a family such financial hardship

Give us a call today so our folks can help you and your employees find and select the best coverage in your market area.

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What we offer

Our Trusted Partners

  • Aflac
  • Allstate Benefits
  • Anthem
  • Colonial Life
  • Delta Dental
  • Guardian Life
  • Hartford
  • Humana
  • Liberty Mutual
  • Mutual of Omaha
  • Principal
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • Trexis
  • United Healthcare