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Kentucky Home with Home Insurance Coverage

Home Insurance

Home Insurance

Homeowners who live in the state of KY, OH, WV can turn to Prater Insurance Agency for all their homeowners' insurance needs. Having your home properly insured will guarantee that you will be able to survive the loss of your home and possessions. Catastrophic events can lead to financial devastation, we hope to prevent that with a full review of your needs.

The Right Homeowners' Policy

The right homeowners' policy is one that provides financial protection during unexpected events. During the needs analysis you will need to know several items about your home such as the size, the last time plumbing was updated, when the roof was replaced, just to name a few. The information gathered in this analysis will give us the tools to make sure you have adequate protection. As you update your home, such as a new roof, it is very important to notify the insurance company.

Benefits of Having a Video Inventory

Having a video inventory of the valuable items in your home offers several benefits. First, you can accurately record any serial and model numbers that are located on your devices. You can also get a good idea of the condition of your items. This can be used to determine each item's replacement value.

Whether you are looking for a new policy or want to have your existing policy re-evaluated, our agents can do the job and make sure you are fully covered.

Our Trusted Partners

  • Aflac
  • Allstate Benefits
  • Anthem
  • Colonial Life
  • Delta Dental
  • Guardian Life
  • Hartford
  • Humana
  • Liberty Mutual
  • Mutual of Omaha
  • Principal
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • Trexis
  • United Healthcare